Charlie Reed is a man in a dead end job. But while he contemplates a change, he is suddenly promoted to the top security level of his company and asked to take over from a colleague who has mysteriously disappeared. However, not soon after taking up his new position Charlie receives an unidentifiable encoded e-mail containing some top secret information.
比爾（尼古拉斯·凱奇 Nicolas Cage 飾），阿爾文（達納·卡 Dana Carvey 飾）和戴夫（喬恩·拉威茨 Jon Lovitz 飾）是三個情誼深厚的好友，阿爾文偷竊成癖，戴的聰明才智剛好可以幫他足自己的癖好，盡管比爾心善良，但耳根軟的他總經(jīng)受不住兩個朋友的誘惑登上賊船。 圣誕節(jié)將近，三個損友駕車來到了土螻個靜祥和的小鎮(zhèn)，那里淳樸風氣單純的居民讓他們的罪欲望蠢蠢欲動。在輕而舉的搶劫了一家銀行后，何離開被暴風雪困住的小成為了最大的難題。一番躲西藏中，三個倒霉蛋竟掉到了冰冷的湖水里，幸得到了鎮(zhèn)上一位善良的年人相救，三人才算脫險，的是，這個年輕人不是別，正是他們曾經(jīng)搶劫過的家銀行的經(jīng)理?
